So I just contacted an investment company that we have a small loan with.  It's nothing big or significant, and without getting into my personal financial state, it is actually a pretty high interest rate (considering today's market.)   So, my phone call was an effort to obtain a better rate, or they would be loosing my business....no big deal right? 

So the nice woman, also named Michelle (which tells me how absolutely brilliant she is) takes my information and tells me that they can review our file and possibly modify our loan.  So after twenty questions she says that the case now goes to the Rate/Loss Litigation Group to review and see if we are eligible for modification. 

At this point all I can picture is a board room full of old men, like in the movie Trading Places.  I can see it now...The Duke brothers, are reviewing our expenses vs. income and discussing our worthiness before finally voting on modifying our % rate....or setting us up for a phony drug bust that lands us in jail with a hooker played by Jamie Lee Curtis....lol...geeze which do I wish for?